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NHT Now Offering Bigger Loans, Lower Rates, More Options
Three of the new policies that were recently announced by the National Housing Trust (NHT), are now in effect. These policies are the reduction in interest rates, increase in loan limits and the removal of the 5% deposit on Scheme Loans. The effective date was May 1, 2010. Another policy which the NHT had announced [...]
Continue reading...Bad Credit? You Can Still Get A Home Mortgage
23. July 2010
This one is specifically for persons living in North America. If you’ve got bad credit, you can still get a home mortgage – Advantage Mortgage Lending can show you how, through their home loan tutorials and mortgage help. There are ways that you can navigate the loan modification process, obtain a second mortgage, leverage your [...]
Continue reading...Factors To Consider When Appraising A Property
1. July 2010
If your property is being appraised, here are some important factors that should be used when arriving at its appraised value: Measurements – of building and/or land Method of construction of any buildings State of repairs (if applicable) Age of buildings Reinstatement cost of buildings Area analysis (neighbors, general neighborhood, accessibility to utilities etc.) Compliance [...]
Continue reading...NHT Contributions Refunds 2010
4. March 2010
At the start of the year, the National Housing Trust (NHT) introduced a new way of refunding contributions. Customers were asked to apply via the internet rather than make their applications on paper. The new arrangement meant that the NHT would no longer be making payments from its offices. When customers applied, therefore, they could [...]
Continue reading...Why You Should Remodel & How You Can Afford To
17. February 2010
The Wall paint is stripping, the floor tiles look dull and you have long outgrown the space in the kitchen. Your home no longer feels like it did 15 years ago, and you want to make it bright and comfortable again. Its time to remodel! Home remodeling is a big decision, and can be a [...]
Continue reading...How NHT Housing Scheme Selections Are Made
11. January 2010
Recently, the National Housing Trust (NHT) invited contributors to apply for 33 apartments and townhouses at Unions Estate at Twickenham Park, St. Catherine. ‘Paulette’ and her husband ‘Simon’ were among those short-listed for loan interviews. However, their friend ‘Maxine’, who had also applied for an apartment, was not so fortunate. “I’m glad for them,” Maxine [...]
Continue reading...How To Add Value To Your Home
12. December 2009
The wall paper is stripping, the floor tiles look dull and you have outgrown the space in the kitchen. Your home no longer feels like it used to 15 years ago, and you want to get it back into a bright, comfortable abode again. It’s time to remodel! Home remodelling is a big decision that [...]
Continue reading...Access ‘Green Options’ Under The Home Enhancement Loan Plan
4. December 2009
Jamaicans are becoming more environmentally conscious in terms of the lighting fixtures and energy-efficient devices they install, in order to operate more energy efficient households and commercial businesses, as well as to reduce their monthly electricity bills. A Green Expo was also held here recently, and since that time, there has been growing interest among [...]
Continue reading...Home Buyer Advice
16. November 2009
Got bad credit but still trying hard to get a home mortgage? Advantage Mortgage Lending should be able to help you. But before you jump into a mortgage or other loan agreement, here are some useful home buyer advice and tips for you. START SAVING: Do you have enough money saved to cover your deposit [...]
Continue reading...Can’t Find The House You Want? Why Not Start With A Partly Finished One?
16. November 2009
In the current economic climate; you may be wondering if you really should buy your house this year. The fact is, many unique opportunities could be opening up for homeownership, and this might just be your break to become a homeowner. Here’s a scenario for you: ‘Omar’ got the opportunity to own his very first [...]
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29. July 2010
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