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Why You Should Remodel & How You Can Afford To

The Wall paint is stripping, the floor tiles look dull and you have long outgrown the space in the kitchen. Your home no longer feels like it did 15 years ago, and you want to make it bright and comfortable again. Its time to remodel!

Home remodeling is a big decision, and can be a major dent to your budget (if you are not careful about spending). Homeowners approach remodeling in different ways – some save and remodel the entire house in one go, while others remodel one room at a time. Some hire outside contractors, whereas others are excited about the do-it-yourself project. Whatever method you choose, bear in mind that the decision of who is to do the work should be based on the size of the room, the complexity of the job and the skill set of the person remodeling.

According to experts of the home-remodelling guide, many homeowners choose to remodel their kitchens as a way to update their homes and improve the value of an older home. Kitchen remodeling requires wiring and pluming work, so it may not be an ideal do-it-yourself project, without substantial knowledge and experience. Kitchen remodeling requires homeowners to make many decisions. New cupboards, counters, tiles, appliances and layout have to be chosen. It is best to speak with an expert before you allow anyone to start ripping your kitchen apart. Ensure that you provide a detailed plan of how you want your kitchen to look, complete with appliance placements.

WHERE SHOULD YOU START?

You may also choose to remodel your bathroom. These, like kitchen are frequently used and often show the age of a house. Since it can add value to your house, ensure that you it a worthwhile venture. Do not take out a pedestal to install a sink with cupboards if you do not have space. You can put back a new pedestal with more flair and match it with new tiles, water closet and shower enclosure. Just remember that this room also involves plumbing and new fixtures, so it may not all be a do-it-yourself project either.

Whichever room you choose to remodel, ensure that it is in harmony with the rest of the house. Make a budget before you begin remodeling and factor in miscellaneous costs such as decorating items you will be in disarray for a while and you will be caught in the midst of dust, dirt, cement and grime. It is suggested that you make plans for other accommodations while your home is being transformed. Exercise patience and make your remodelling experience fun and worthwhile.

HOW CAN YOU AFFORD TO REMODEL?

If you don’t have the cash on hand to go ahead with a home remodeling project, whether you have good credit or bad credit, there will be certain financing and refinancing options available to you. For example, if you’re in the U.S., Advantage Home offers a number of mortgage lending options. For example, they offer construction mortgage loans, which allow you to finance the building of your own home (rather than direct purchase). They also offer home loan tutorials & mortgage help, for example this page on Using A Bridge Loan To Buy Residential Property. Check ‘em out!

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Seminar – Financial & Legal Aspects Of Home & Land Ownership

Murray & Tucker (Attorneys-at-Law) present Seminar 2010 – Financial & Legal Aspects Of Home & Land Ownership In The Current Adverse Economic Climate

Venue – Couples Sans Souci, Ocho Rios, St. Ann
Date – Thursday, February 18, 2010
Time – 4 p.m. to 7 p.m.

Seminar Overview

Moderator – Leon HoSang (Managing Partner, Murray & Tucker)
Opening Address: Dr. The Hon. Horace Chang (Minister of Water & Housing)

Presentations:

  • Initiatives to cope with home financing in these difficult times
  • Legal dos and don’ts of selling and purchasing property – what you need to know
  • Strata titles law – recent changes
  • Strata housing insurance: Advantage General’s StrataSure policy
  • What to expect when disaster strikes
  • What happens after you die: Estate planning
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El Prado Verde – Larger Homes On Larger Lots In St. Catherine

El Prado Verde, a residential community located near the Spanish Twon By-Pass in St. Catherine, is offering “larger homes on larger lots at better prices“.

Phases 2 & 3 are now on sale, with prices starting at J$8.4 million.

Features:

  • 195 detached homes (3 bedrooms, 2 bathrooms)
  • 117.81 sq. m / 1269 sq. ft.
  • 24″ Porcelain floor tiles
  • Stone-coated metal roofing
  • Reinforced concrete walls
  • Scheduled to be completed in April 2010
  • Developer – SB& W (Jamaica) Ltd. / Merit Development

For more information, please call 876-620-4605 or email info@meritusa.net

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